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Insights and practical advice from our experts to help you make the right financial choices, at every stage of your life.

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Tax

Pillar 3a in Biel/Bienne and Neuchâtel, what you really save

The Pillar 3a ceiling is the same everywhere in Switzerland. The tax saving, however, depends on your canton, your municipality and your income.

13 October 2026 5 min readRead the article

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Real estate

Buying a home in Biel/Bienne or Neuchâtel, the costs to plan for

The asking price is never the final price. Equity, purchase costs and running costs decide whether your project holds up.

13 October 2026 6 min read

Tax

Moving between Biel/Bienne and Neuchâtel, tax, insurance and pensions

Changing canton affects your tax, your health insurance and sometimes your pension. Here is what needs sorting out, and in what order.

13 October 2026 5 min read

Pensions

Three Pillar 3a mistakes that cost you dearly

Pillar 3a is the most advantageous savings tool in Switzerland. Used badly, it still lets thousands of francs slip away. Here are the traps to avoid.

4 March 2026 6 min read

Real estate

Fixed rate or SARON? How to choose your mortgage

Over twenty years, a tenth of a percentage point adds up to tens of thousands of francs. The right trade-off depends not on the market, but on you.

18 February 2026 7 min read

Insurance

A guide to switching health insurer before the deadline

Same basic benefits, very different premiums. Every autumn, a few hours of analysis can lighten your budget for good.

2 February 2026 5 min read

Investing

Investing your 3a, because letting money sleep is expensive

Between inflation eating into your savings and an account that pays almost nothing, standing still has a real cost. A 3a invested in securities is the first step.

21 January 2026 6 min read

Business

The four covers a small business should never neglect

From the self-employed to the established SME, some risks only come to light on the day of the claim. Here are the ones no business should leave to chance.

9 January 2026 7 min read

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